01
Inpatient care
Hospitalisation, room, surgery, intensive care, and inpatient medicine according to the selected policy terms.
PaniaPay service details
Spain embassy-approved insurance
Spain's consular process for study and long-stay visas requires health insurance that meets its stated coverage conditions. PaniaPay purchases an eligible student policy for you and delivers the named PDF policy and supporting certificate in Spanish or English.
SpainInsuranceTailored quote before payment
The final amount is reviewed from your request details and shared before you make any payment.
A dependable path for every payment
Official destination receipt
A bank receipt or destination confirmation is added to your account after payment.
Order tracking
Every status change is recorded in a clear order timeline.
Quote before payment
Your final IRR amount is reviewed and shared before any payment.
Human support
A PaniaPay specialist supports your request through Telegram.
What this service includes
The exact scope recorded for this specific service.
02
Outpatient care
General practitioner and specialist visits, tests, imaging, and outpatient treatment within the policy network.
03
Emergency and medical transport
Emergency services, ambulance, medical transport, and repatriation where included by the selected policy.
04
Medicine, dental, and maternity options
Higher-tier policies may add medicine, basic dental, maternity, or mental-health coverage; differences are explained before purchase.
05
Consular supporting certificate
The policy is delivered with documentation describing its alignment with the applicable Spain visa insurance requirements.
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Selectable coverage period
Coverage can be selected from three months to one year, with a start date aligned to arrival or the appointment.
Who this service is for
This service is designed for you when one of these situations matches your needs.
- Spain study visa applicants who must include eligible insurance in their consular file.
- Language, exchange, and Erasmus students staying for more than 90 days.
- Applicants renewing residence or a TIE for a new period.
- Accompanying family members who need equivalent coverage.
Required documents and information
Prepare these items before submitting so your request can be reviewed accurately.
Full Latin name exactly as shown on the passport
Passport bio page
Clear and without cropped edges
Date of birth and nationality
Requested coverage start date
Usually the planned arrival date in Spain
Coverage period matching the planned stay
Spain address, if available, and study city
Valid email
The policy and card are also sent to this address
Embassy appointment or application deadline
Used to assess urgency
University admission letter when required for a student plan
PaniaPay service details
How this service works
Every stage, from request to delivery, remains visible in your order status.
- 1
Submit details and choose coverage
Provide passport details, coverage period, and start date; a specialist can explain the available policy differences.
- 2
Requirement review
The selected plan is reviewed against the insurance conditions applicable to the Spain application.
- 3
Receive a tailored quote
The final IRR amount is calculated from the plan, coverage period, insured person's age, and urgency.
- 4
Purchase and issue the policy
After payment, the policy is issued in the applicant's name.
- 5
Policy and certificate delivery
The PDF policy, insurance card, and supporting certificate are uploaded to the dashboard.
- 6
Support after issue
Support covers eligible information corrections, start-date changes before coverage, and guidance on using the network.
Details first, final quote next
No payment is taken at this stage. Your request is reviewed and the final IRR amount is shared in your dashboard before the order continues.
Submit request & receive quote- 01
Submit your request
Send the information and documents for this service.
- 02
Details are reviewed
A specialist reviews the payment route and order conditions.
- 03
Receive the final amount
Your final amount is placed in the dashboard before payment.
Frequently asked questions
Answers to the questions most often asked before submitting a request.
Important information before you request
- The quote depends on the plan, insured person's age, coverage period, and refund conditions.
- Exact benefits and limits are defined in the selected insurer's policy terms and are provided before purchase.
Tailored quote before payment
Submit request & receive quoteReady to request Spain embassy-approved insurance?
Submit without an upfront payment. Your final amount is reviewed and shared before payment.